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国常会最新部署!你的公积金,将有新变化!

📅 2026-08-02 00:10 央视财经 媒体资讯 9 分鐘 10428 字 評分: 84
住房公积金 政策解读 住房消费 城镇改造 民生保障
📌 一句话摘要 国务院常务会议通过住房公积金管理条例修订草案,拓宽提取使用范围,超 60 城已调整政策以支持装修、加装电梯等住房消费。 📝 详细摘要 国务院常务会议于 7 月 31 日审议通过《国务院关于修改〈住房公积金管理条例〉的决定(草案)》,要求更好发挥住房公积金功能,拓宽提取和使用范围,扩大制度覆盖面,提升管理服务效能,以满足居民多样化住房消费需求。文章指出,当前住房消费支出正从“购房”“租房”向“修房”“养房”拓展,装修、更新改造、维修养护需求增长。据不完全统计,已有超过 60 个城市调整优化了住房公积金政策,涉及贷款额度、首付比例、提取范围、覆盖群体和服务创新等方面,进一步释放

Title: 国常会最新部署!你的公积金,将有新变化! | BestBlogs.dev

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国常会最新部署!你的公积金,将有新变化!

The State Council Executive Meeting has approved the draft amendment to the Regulations on the Administration of Housing Provident Fund, broadening the scope of withdrawal and use, with over 60 cities already adjusting policies to support home renovation, elevator installation, and other housing consumption. ![Image 5: 央视财经央视财经](https://www.bestblogs.dev/articles?sourceid=4a39e82b "View More From This Source")Follow·

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Summary

The State Council Executive Meeting reviewed and adopted the draft decision on amending the Regulations on the Administration of Housing Provident Fund on July 31, calling for better utilization of the housing provident fund, broadening the scope of withdrawal and use, expanding institutional coverage, and improving management service efficiency to meet residents' diverse housing consumption needs. The article notes that current housing consumption expenditure is expanding from 'purchase' and 'rental' to 'renovation' and 'maintenance', with growing demand for renovation, upgrading, and maintenance. According to incomplete statistics, more than 60 cities have adjusted and optimized their housing provident fund policies, involving loan amounts, down payment ratios, withdrawal scope, covered groups, and service innovation, further releasing housing consumption potential and safeguarding livelihood welfare.

Main Points

* 1. The State Council Executive Meeting reviewed and approved the draft amendment to the Regulations on the Administration of Housing Provident Fund, aiming to broaden the scope of withdrawal and use.

This explains the purpose and background of this policy adjustment, which is to better leverage the role of the housing provident fund.

* 2. The draft amendment requires better utilization of the housing provident fund, expanding institutional coverage, and improving management service efficiency.

This describes the specific goals and measures of the amendment, including improving service quality and expanding the applicable population.

* 3. Currently, more than 60 cities have adjusted and optimized their housing provident fund policies, involving loan amounts, down payment ratios, withdrawal scope, covered groups, and service innovation, among others.

This provides the scope and content of local practices, demonstrating the widespread implementation of the policy adjustment.

* 4. Housing consumption expenditure is expanding from 'purchase' and 'rental' to 'renovation' and 'maintenance', with growing demand for renovation, upgrading, and upkeep; the policy adjustment aims to meet this demand.

This explains the market demand background behind the policy adjustment, clarifying why it is necessary to broaden the scope of housing provident fund use.

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央视财经 2026-08-02 00:10 北京

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!Image 7: 图片

国务院常务会议7月31日审议通过《国务院关于修改〈住房公积金管理条例〉的决定(草案)》。

条例草案要求 要更好发挥住房公积金功能作用,拓宽提取和使用范围,扩大制度覆盖面,提升管理服务效能,更好满足居民多样化住房消费需求。

当前,住房消费支出从“购房”“租房”向“修房”“养房”拓展,在住房装修、更新改造、维修养护等方面的需求大幅增长,条例规定的提取和使用范围亟须拓宽。

今年以来,各地加快探索住房公积金用于支付物业费、房屋更新改造、加装电梯等住房消费支出。据不完全统计,已有超过60个城市调整优化了住房公积金政策,从贷款额度、首付比例、提取范围、覆盖群体、服务创新等方面发力,进一步释放住房消费潜力,保障民生福祉。 猜你喜欢 本文来源:央视财经(ID:cctvyscj)综合 你会关注 “近30年来首次”?美日联手,大幅买入! 每克下跌12-15元!金饰,降价↓ 最新!中行、农行、建行、工行陆续上架→ 2家券商,被证监会立案 今起,一批新规正式施行 *

监制/柯成韵

主编/李天路

编辑/彭琳

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Housing Provident Fund

Policy Interpretation

Housing Consumption

Urban Renewal

Livelihood Protection

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